Long Term Care

What coverage do you have in place should you require assistance for several months or a year?

Perhaps with a broken hip from falling? Or maybe an “oops” on that great mountain biking adventure last weekend that will now keep you laid up for eight  to twelve weeks? Or tripping over the garden wall and missing your footing on the ground? Any of these could have you needing round-the-clock care for longer than you have planned in your other insurance coverage.

Long Term Care might be needed at any age.

Be prepared if you need Long Term Care -- even before retirement age.

These are also situations where Long Term Care Insurance comes through for you. It’s not just for older people, and not just for “permanent” long term care. Of course it’s useful for your retirement years. But did you know most people purchase long term care insurance in their 50’s, long before they are thinking of retirement?

If you want to know more, please contact us and let us provide a confidential assessment and recommendations based on your needs.

Oh, and if you are interested in guaranteed retirement income — for as long as you live — give us a shout and we’ll help you with that, too.

Nursing home costs average $80,000 per year, with home care rising to $30,000 and assisted living in excess of $40,000.

(2012 national average; regional averages could be much higher)